Is post dating checks allowed Uk mobile sex chatrooms

05-Jan-2020 01:51

I like your suggestion of recommending mobile deposit on the date of.

I'll probably also suggest direct deposit to people too if their employers have that option.

The customer does not want funds to be withdrawn until that date.

It's not legally enforceable, but banks or credit unions can make their own rules.

I understand that the CU can set their own fund acceptance policy, and as an employee I have to follow that policy, but I just don't feel that the CU is being completely transparent about the change, and I worry we are inconveniencing a lot of people for no real reason. I wouldn't place a bet that all financial institutions have a policy against taking post dated checks, especially because yours up until recently, did take them.

But I was surprised that yours did, for the same reasons you stated your FI is no longer going to take them.

That still causes issues with members or customers who rely on that to attempt to give people their paychecks or payment when agreed but at the same time, attempt to enforce when they're allowed to cash it. I wonder too if the CU is reviewing policies because we are steadily growing in membership.

For a long time we were a small local CU, but have grown substantially in the last few years.

Suggesting that they could put it in the nightly deposit drop for the next business day is basically the only thing you could do.Now say that the payor is currently on the phone with a bank rep doing this exact thing while the payee just walks up to the teller line and cashes the check...liability falls on the bank b/c the payor did notify the bank.It's best to stick to the policy to avoid situations like this and others Post dated checks are post dated for a reason.The credit union I work for recently changed its funds acceptance policy to exclude accepting post-dated checks.Us folks on the front line have been instructed not to accept any checks for deposit or cash before the date printed or written on the check.

Suggesting that they could put it in the nightly deposit drop for the next business day is basically the only thing you could do.

Now say that the payor is currently on the phone with a bank rep doing this exact thing while the payee just walks up to the teller line and cashes the check...liability falls on the bank b/c the payor did notify the bank.

It's best to stick to the policy to avoid situations like this and others Post dated checks are post dated for a reason.

The credit union I work for recently changed its funds acceptance policy to exclude accepting post-dated checks.

Us folks on the front line have been instructed not to accept any checks for deposit or cash before the date printed or written on the check.

It's mainly to protect people and stops people from complaining.